{"product_id":"wallet-smart-a-teens-guide-to-crypto-spending-and-subscriptions","title":"Wallet Smart: A Teen's Guide to Crypto, Spending, and Subscriptions","description":"\u003ch2\u003eMost teens spend money. Few understand where it actually goes.\u003c\/h2\u003e\u003cp\u003e\u003cem\u003eWallet Smart\u003c\/em\u003e is a practical, research-backed homeschool guide that teaches teens ages 13–18 how to track subscriptions, understand digital money, build honest spending habits, and make financial decisions that hold up in the real world.\u003c\/p\u003e\u003ch2\u003eWhat's Inside\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eUnit 1 – The Digital Wallet Landscape:\u003c\/strong\u003e How digital payments, debit cards, and mobile wallets actually work — and why the system is built the way it is.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eUnit 2 – Crypto Basics:\u003c\/strong\u003e A grounded, honest introduction to cryptocurrency, blockchain, and the \"not your keys, not your coins\" principle — sourced from SEC's Investor.gov.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eUnit 3 – The Subscription Audit:\u003c\/strong\u003e How to find, list, and evaluate every recurring charge. Includes the Real Example: \u003cem\u003eThe $47 Nobody Remembered Signing Up For.\u003c\/em\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eUnit 4 – The 50\/30\/20 Framework:\u003c\/strong\u003e Warren and Tyagi's classic budget method applied to a teen's actual income — allowance, jobs, and side income included.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eUnit 5 – Spending Honestly:\u003c\/strong\u003e BNPL, impulse buying, and the habits that quietly drain accounts — including research from the CFPB.\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch2\u003eWho This Is For\u003c\/h2\u003e\u003cp\u003eHomeschool families with teens ages 13–18 who want a life-skills curriculum that goes beyond theory. No prior finance background needed — for student or parent.\u003c\/p\u003e\u003ch2\u003eWhat Makes It Different\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003eNamed real sources: SEC's Investor.gov, Zuora CEO Tien Tzuo's \u003cem\u003eSubscribed\u003c\/em\u003e, Warren\/Tyagi's 50\/30\/20, CFPB BNPL research\u003c\/li\u003e\n\u003cli\u003eReal examples with real numbers — not hypothetical scenarios\u003c\/li\u003e\n\u003cli\u003eQuick Tips and Common Mistakes in every unit\u003c\/li\u003e\n\u003cli\u003eDesigned for independent or parent-guided study\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eDigital download. Delivered instantly.\u003c\/strong\u003e\u003c\/p\u003e","brand":"PracticalHomeEd","offers":[{"title":"Default Title","offer_id":51887815688425,"sku":null,"price":14.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0830\/0435\/8889\/files\/image_973b2982-4d0b-4945-9932-0f6d56e5f7cf.png?v=1789583514","url":"https:\/\/practicalhomeed.com\/products\/wallet-smart-a-teens-guide-to-crypto-spending-and-subscriptions","provider":"PracticalHomeEd","version":"1.0","type":"link"}