• DIY Financial Literacy for Kids — hero product image
  • A kid studying financial literacy at a desk, reading a workbook with a Coinbase overview screen on a laptop, notes in a notebook, and a jar of cash and coins nearby
  • Why This Matters — a letter to parents and educators
  • How to Use This Guide — 6 levels, real money quests, badges to earn
  • What's Inside — scope and sequence for all six levels
  • Sample lesson — Level 1: Digital Banking Basics
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DIY Financial Literacy for Kids

DIY Financial Literacy for Kids

$14.99 USD
$14.99 USD
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Most kids today have a debit card before they have a budget. They hear about crypto at the lunch table before they understand how a bank account actually works. This guide meets them exactly where they are.

DIY Financial Literacy for Kids is a 23-page gamified money-skills curriculum for ages 10–14 that teaches real financial judgment — not facts to memorize. Six levels, each built around a real money situation, a quest to work through, XP challenges to push deeper, and a Quest Debrief showing strong reasoning to compare against.

Earn a badge. Level up. Actually learn something.

The 6 Levels

  • Level 1 — Digital Banking Basics: Reading a transaction history, pending vs. posted charges, FDIC-insured kid accounts (Quest: The Missing Ten Dollars)
  • Level 2 — Card Safety & Smart Spending: Spotting phishing texts, PIN secrecy, locking a card in-app (Quest: The Text From "Your Bank")
  • Level 3 — Budgeting Like a Pro: The 50/30/20 split, needs vs. wants vs. savings (Quest: The Birthday Money Decision)
  • Level 4 — The Family Budget Challenge: Fixed vs. variable costs, family budget meetings (Quest: The Grocery Budget Squeeze)
  • Level 5 — Crypto Basics: What It Actually Is: Blockchain basics, volatility, legal ages & custodial accounts (Quest: The Cousin's Big Crypto Brag)
  • Level 6 — Crypto Myths, Scams & Staying Safe: Red flags, guaranteed-return scams, reporting & blocking (Quest: The "Guaranteed Doubler" DM)

What Makes This Different

  • Grounded in real apps and real rules — every example refers to actual banking apps and budgeting math your kid could look up right now
  • A dedicated crypto unit, handled carefully — two full levels on what crypto actually is and how to spot the scams built around it, with clear reminders this is education, not investment advice
  • Real quests, not lectures — every level is built around a situation a money-savvy kid could actually run into
  • A badge and a full Quest Debrief on every level — model reasoning to compare against, not a right-or-wrong grade
  • One level per week = a complete six-week rotation, or use any single level whenever a real money moment comes up

For personal, single-family, or single-classroom use only. Not for resale, redistribution, or posting online.

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